Meet Charlie

Charlie Rutherford founded Coastal Lenders in 2002 in Cardiff, by the Sea California. With Charlie's wealth of experience in the mortgage and finance industry, going into business for himself was an obvious choice.

Charlie got his start as a traditional loan officer and quickly established himself. He built a large, loyal and - most importantly - satisfied client base. Charlie's honesty and straightforwardness are integral to his success, as his creative and personal approach to meeting his clients' needs. Charlie takes great pride in being known as the mortgage guy that leaves no stone unturned and gets even the most difficult of loans done.

Charlie founded this business on the philosophy of providing World Class Service to clients and establishing long-term relationships. Often Charlie's clients refer their friends, family and associates. While many mortgage companies spend thousands of dollars running ads and chasing the next loan application, Charles Rutherford and Associates focuses on its current clients' lending experience.

"Through my experiences with clients, I have learned that success is built on lasting relationships and these relationships are built on trust."

~ Charles S. Rutherford